Exclusive Mortgage Protection Leads — Verified New-Homeowner Demand
Mortgage protection is a speed game: the homeowner who just closed is being mailed, called, and retargeted by everyone. Our inquiries come from consumer brands we operate — homeowners actively asking about protecting their mortgage — OTP-verified and AI-qualified for loan recency, age, and state before your agents dial.
Also searched as: exclusive mortgage protection leads · mortgage protection live transfers · MP leads for agents · new homeowner insurance leads · mortgage protection direct mail alternative
How it works — one system, four pillars
Owned Demand
Every inquiry comes from consumer brands and ad campaigns we own and fund — nothing recycled, nothing brokered, never resold.
Verification Gate
Every phone number passes a one-time PIN the consumer enters themselves; every email is deliverability-checked before delivery.
Speed Layer
Our AI intake agent calls within minutes, confirms intent, and runs your criteria — live transfer for ready prospects, same-day documented delivery for the rest.
Case Economics
Priced per qualified inquiry with a contractual replacement review. No setup fees, no retainers, no long-term contracts.
What counts as a qualified mortgage protection inquiry
Your criteria define what you pay for. The baseline qualification gate for this vertical:
- ✔Recent mortgage or refinance within your target window
- ✔Age and health-question pre-screen per your carrier mix
- ✔Homeowner (not renter) confirmed
- ✔Licensed state(s) and metro targeting
- ✔Phone OTP-verified; email deliverability-checked
Markets we serve
MP volume follows home-purchase volume. These high-transaction metros produce the steadiest flow of protectable new mortgages — we cover any licensed footprint.
Dallas–Fort Worth & Houston, TX
Two of the top home-purchase markets in the country; continuous new-loan flow.
Atlanta, GA
High purchase volume plus strong response rates on protection messaging.
Phoenix, AZ
In-migration keeps new-mortgage counts high; lighter shared-lead saturation than FL.
Charlotte & Raleigh, NC
Fast-growing transplant markets with young-family buyers — core MP demo.
Tampa & Orlando, FL
Heavy purchase activity; exclusivity matters because every MP mail house works FL.
Nashville, TN & Columbus, OH
Affordable growth metros where cost per issued policy runs below national average.
Service coverage is nationwide — these markets illustrate where demand and competition concentrate. Exclusivity is granted per geography per vertical.
Transparent economics, no retainers
You pay a flat price per qualified, exclusive inquiry — quoted for your market on a 15-minute fit call. No setup fees, no retainers, no long-term contracts, no ad-spend pass-through. The number we manage together is your cost per issued policy, and a replacement review for invalid leads is written into the agreement, not promised on a call.