Exclusive, Verified Mortgage Protection and Life Insurance Leads. $35 Exclusive. $10 Shared.
Inquiries generated on consumer insurance brands we own, phone-verified by a one-time PIN the prospect types themselves, and pre-qualified by AI intake for coverage need, state, and loan recency — before your agents ever dial. One organization per geography on exclusive volume.
- ✔$35 exclusive — routed to one organization per geography
- ✔$10 shared — same verification gate, capped distribution
- ✔OTP-verified: your agents stop burning 60–70% of dials on dead numbers
- ✔No retainers, no minimums, no long-term contracts
What you're buying now vs. what this is
The lead-vendor status quo
- ✕Direct-mail cards at $30–55 each, weeks of lag, zero phone verification
- ✕Shared internet batches where the prospect already heard two pitches
- ✕Aged data: $1–3 records that cost more in agent hours than they save
- ✕Contact rate — not close rate — capping every agent's week
The Fixr machine
- ✔Digital inquiries from owned brands like CoverMatch, minutes after intent
- ✔Every number OTP-verified by the prospect before delivery
- ✔AI intake pre-qualifies coverage need, age band, state, loan recency
- ✔Exclusive volume routes to one organization per geography — yours
The economics, upfront
One organization per geography, contractually.
Same OTP gate. The anchor that makes exclusive the obvious buy for core markets.
Contact rate is the whole economics of telesales — verification is how you buy it.
Want to model it on your own numbers? Run the ROI calculator.
How it works, in 60 seconds
A shopper finds a brand we own
CoverMatch and our insurance properties run funded campaigns reaching homeowners and families actively asking about mortgage protection and life coverage.
They verify their own phone
One-time PIN, typed by the prospect, before a record exists. Dead numbers and accidental clicks are filtered before billing — that PIN is also your documented consent.
Eva pre-qualifies the inquiry
Coverage need, age band, state, lender/loan recency where relevant — run against your criteria in under 120 seconds.
Routed by tier
Exclusive volume goes to one organization per geography. Shared volume is capped and disclosed. Live transfer during your power hours or same-day batch with full notes.
What a delivered lead actually looks like
We'd rather show you the product than tell you about it. Every record you're billed for arrives like this:
- Inquiry source
- CoverMatch (owned brand) · paid search
- OTP verification
- PIN entered by prospect · timestamped
- Product intent
- Mortgage protection — new loan <90 days
- Age band
- Within your carrier sweet spot
- State
- Where your agents are licensed
- Consent record
- Disclosure + OTP timestamp, exportable
- Delivery
- Live transfer or same-day batch with notes
Illustrative record format — every delivered inquiry carries the verification timestamp and intake summary. Mortgage protection, final expense, and life volume available by state.
Been burned by lead gen before? Read this part.
Every lead is verified with a one-time PIN the consumer types themselves. Every lead is pre-qualified by our AI intake agent in under 120 seconds, against your criteria. Every lead routes to one partner per geography — never resold, never shared. Invalid leads are replaced or credited within 7 business days, in the written agreement. No setup fees, no retainers, no long-term contracts. And because we can only sell your market to one buyer, we can't hedge by selling your competitor — fixing your market is our only option.
The honest range: best, average, worst
Anyone who only shows you the best case is selling you the best case. Here's the whole distribution.
Best case
A $35 exclusive lead becomes an issued policy. Against direct-mail cards at $30–55 with no verification and weeks of lag, the same intent arrives in minutes with a working number attached.
Average case
Not every verified lead issues. What changes is your agents' dial-to-contact rate — the number that actually caps telesales economics. Judge us on cost per issued policy after the first batch; we'll put the math against whatever you're paying for mail or shared batches today.
Worst case — and what happens then
Some records will be out of criteria or unreachable despite verification. Flag them — approved requests are replaced or credited within 7 business days, in writing. On exclusive volume we can't sell your geography to another IMO, so if your market underperforms, we fix it or we both lose.
Straight answers
Check if your geography is open
One partner per geography. 60-second application, then pick a time — the 15-minute call covers which of your licensed states are open for exclusivity, your product mix and weekly volume, and whether exclusive, shared, or both fit your agency's economics.