Exclusive Insurance (FE, Medicare & Life) Leads That Convert Into Written Policies
Final expense, Medicare and life shoppers — phone-PIN and email verified, pre-qualified for age band, state and coverage need before your agents dial, and never resold to another agency.
Insurance (FE, Medicare & Life): the 3-minute breakdown
Video coming this week
Video slot — the 3-minute walkthrough of how insurance leads are generated, verified and delivered drops here this week.
Most lead providers optimize for volume. We optimize for outcomes — your agents' contact rate and issued policies, not how many rows land in the dialer.
We pay for the marketing and generate the demand ourselves. Every shopper phone-verifies with a PIN they type themselves and verifies their email, then answers the questions your setters would ask: age band, state, coverage type and amount, health knockouts where relevant, and whether they are already covered. It reaches your dialer or CRM in real time. Your agents write the policy and collect the commission. You pay only for leads that meet your criteria.
- ✔We carry the ad spend — no direct mail buy, no agency retainer
- ✔Phone PIN plus email verification before your agents dial
- ✔Pre-qualified for age band, state and coverage need
- ✔Real-time delivery into your dialer or CRM
- ✔One buyer per lead, limited agencies per geography
Five steps from our ad spend to your issued policy
Campaign launch
We set the states, age bands and product lines your agency writes, then launch campaigns funded by us against that criteria.
High-intent traffic
Paid search, paid social and native placements reach consumers actively shopping burial, Medicare and life coverage.
Intake & qualification
PIN phone verification and email verification, then screening: age band, state, coverage type and amount, and the knockout questions you specify.
Real-time delivery
The lead lands in your dialer, CRM or agent's phone within seconds of the inquiry — not in a batch file tomorrow.
Conversion by your agents
Your agent calls a real, verified shopper who has not already been dialed by five other agencies off the same record.
What we do. What you do.
The split is the whole offer: we carry the marketing and the risk, you carry the issued policies.
| We pay for the marketing | Our media buy on paid search, paid social and native placements. You never fund a test budget or touch an ad account. |
| We generate high-intent demand | Consumer brands we own and operate, targeted to your geography — not scraped lists, not brokered form fills. |
| We verify every lead | One-time PIN to the handset plus email verification, so you are not paying for dead numbers and fake data. |
| We pre-qualify against your criteria | Screening questions matched to what your own intake would ask, so what arrives already fits your definition of a good fit. |
| We deliver in real time | Straight into your CRM, inbox or phone line in seconds — while the person is still deciding. |
| We protect your market | One buyer per lead, never resold, limited partners per geography. Your competitor cannot buy the same inquiry. |
| We run the reporting | Weekly check-ins on volume, contact rate and conversion, with volume adjusted week to week on what the numbers say. |
| You set the criteria | Geography, qualification rules and weekly volume. You define what a good lead is; we screen to it. |
| You sell | No marketing, no funnel building, no ad management — your team works live demand instead of prospecting for it. |
| You get paid | You keep the whole customer relationship and the revenue that comes with it. We never touch your billing. |
| You only pay for qualified leads | No retainers, no minimums, no long-term contract. Leads that miss your criteria get replaced or credited. |
How this compares to your other options
| Fixr AI | In-house marketing | Cheap lead providers | Marketing agency | |
|---|---|---|---|---|
| Time to launch | 5–7 days | 4–6 weeks | 7–14 days | 2–4 weeks |
| Exclusivity | One buyer per lead, never resold; limited partners per geography | Exclusive by definition | Same record sold to 3–5 buyers | Exclusive, if the campaign produces |
| Verification | Phone PIN + email verification on every lead, before billing | Whatever your stack does | None — raw form fills | Rarely; form fills passed through |
| Pricing model | Pay per qualified lead only | Salaries, benefits, tools and admin | Pay per shared lead | Monthly retainer plus performance fees |
| Other costs | None — we carry the ad spend | Full ad spend plus creative | None | Full ad spend on top of retainer |
Priced per qualified lead, quoted for your states and age bands
There is no national price list here. What you pay per qualified lead depends on the states and age bands your agency writes, and we quote it on the call and put it in writing before you commit to anything. What is fixed is the model: pay per qualified lead only, no retainers, no minimums, no annual contract.
- ✔One set price per qualified lead, quoted for your states and age bands
- ✔No retainers, no minimums, no annual contract
- ✔One buyer per lead — never resold to another agency
- ✔Limited agencies per geography
- ✔You only pay for leads that meet the criteria you set
Replaced or credited, no argument
You pay for leads that meet your criteria. Anything that misses gets replaced or credited — flag it and it is handled.
- ✔Wrong criteria — outside your age band, state or product line
- ✔Bad contact information: disconnected number, failed PIN, undeliverable email
- ✔Duplicate records
- ✔No qualifying coverage intent
Insurance (FE, Medicare & Life) lead questions, answered straight
Stop buying shared leads. Start writing more policies.
Tell us the states and age bands your agency writes and how many leads a week your agents can work.
Prefer email? hello@getfixr.ai